Platinum Coverage
(Highest Level of Protection)
Platinum Coverage is the most comprehensive level of vehicle protection available. It is often referred to as exclusionary coverage, meaning that most vehicle components are covered unless they are specifically listed as excluded in the contract.
Platinum Coverage includes protection for:
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Engine
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Transmission
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Drive axle
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Transfer case
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Turbocharger/Supercharger
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Fuel system
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Cooling system
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Steering components
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Suspension components
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Braking system
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Air conditioning and heating systems
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Electrical systems
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High-tech electronics
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Navigation and infotainment systems
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Sensors, modules, and onboard computers
Additional Benefits May Include:
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Roadside assistance
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Towing services
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Rental car reimbursement
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Trip interruption coverage
Important Note:
Coverage varies by provider and contract. Normal maintenance items, wear-and-tear components, cosmetic damage, and any items specifically listed as exclusions are generally not covered.
Platinum Coverage is our highest level of protection, covering nearly all major mechanical and electrical components of your vehicle. Instead of listing only what's covered, this plan generally covers everything except the items specifically excluded in the contract, giving you the most complete protection and peace of mind available.
Protection Plans We Offer
Comprehensive coverage designed for the modern driver who value their day to day transportation, and reliable mechanical security.
Gold Coverage
(Mid-Level Protection)
Gold Coverage provides a strong level of protection for many of your vehicle's major mechanical and electrical components while offering a more affordable option than Platinum Coverage.
Gold Coverage includes protection for:
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Engine
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Transmission
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Drive axle
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Transfer case (if equipped)
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Fuel system
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Cooling system
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Steering components
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Braking components
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Air conditioning and heating systems
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Electrical components
Additional Benefits May Include:
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Roadside assistance
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Towing services
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Rental car reimbursement
-
Trip interruption coverage
Important Note:
Gold Coverage is a stated-component plan, meaning only the components specifically listed in the contract are covered. Coverage varies by provider, and maintenance items, wear-and-tear parts, and excluded components are generally not covered.
Gold Coverage is our mid-level protection plan, offering coverage for many of the vehicle's most important and expensive mechanical and electrical components. It provides excellent protection against unexpected repair costs while maintaining a balance between coverage and affordability.
Silver Coverage
(Essential Protection)
Silver Coverage is our entry-level protection plan, designed to cover the vehicle's most critical and expensive powertrain components. It provides dependable protection against major mechanical failures while offering the most budget-friendly coverage option.
Silver Coverage includes protection for:
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Engine
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Transmission
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Drive axle
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Transfer case (if equipped)
Additional Benefits May Include:
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Roadside assistance
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Towing services
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Rental car reimbursement
-
Trip interruption coverage
Important Note:
Silver Coverage is a stated-component plan, meaning only the specific components listed in the contract are covered. Coverage varies by provider, and maintenance items, wear-and-tear parts, and excluded components are generally not covered.
Silver Coverage is our basic protection plan, focusing on the vehicle's core powertrain components—such as the engine and transmission. It's an affordable way to protect yourself from some of the most costly mechanical repairs while keeping your coverage costs low.
How It Works
Getting Coverage Is Simple
01
Request a Free Quote
Provide your vehicle information to receive personalized options.
02
Review Your Options
A licensed representative will explain available vehicle service contract plans.
03
Choose Your Coverage
Select the plan that best fits your vehicle and budget.
04
Receive Your Contract
Review your agreement before coverage begins.
Why Drivers Trust Americas Auto Protection
Americas Auto Protection is a premier nationwide vehicle protection provider dedicated to delivering confidence, security, and peace of mind to drivers across the country. We help protect vehicle owners from unexpected repair expenses by offering comprehensive coverage backed by industry-leading service and a trusted nationwide repair network.
Our commitment to excellence, transparency, and customer care ensures that every client receives dependable protection and responsive support when it matters most. At Americas Auto Protection, we're more than a coverage provider—we're your partner in protecting one of your most valuable investments and keeping you confidently on the road.
Roadside Assistance
One of the qualities that makes us the best car warranty includes our 24/7 roadside assistance. All our plans come with immediate roadside assistance including lock-out assistance, fuel delivery service, jumpstart & flat tire assistance.
Car Rental Assistance
Can’t go without a car while yours is in the shop? We provide rental assistance while your vehicle is being repaired.
Hassle-Free Claims
Experience a streamlined claims process designed to get you back on the road quickly and without stress. Provide your mechanic with your Claims ID Card and we’ll take care of the rest! All covered repairs are paid direct between your mechanic and our claims department.
Our mission is driven by experienced leadership, including our Chief Security Officer and Lead Protection Specialist, ensuring professional integrity in every contract.
Testimonials
At Americas Auto Protection, we take pride in helping drivers gain confidence through reliable Vehicle Service Contracts backed by reputable third-party administrators. We work with established administrators that maintain strong industry reputations and high customer satisfaction standards, providing coverage options designed to help protect vehicle owners from unexpected repair costs.
Our customers appreciate the confidence that comes with knowing they have coverage in place when covered mechanical breakdowns occur. From major engine and transmission repairs to other covered components, our plans help reduce the financial impact of costly repairs and keep drivers on the road.
We partner with trusted third-party administration companies that are known for their reliability, professional claims handling, and commitment to customer service. Our goal is to connect vehicle owners with quality protection plans that deliver value, convenience, and peace of mind throughout their ownership experience.
Read the experiences shared by our customers and discover why so many drivers choose Americas Auto Protection for their vehicle protection needs.
Robert M
“Americas Auto Protection has provided the ultimate security for my fleet. The service is professional and the coverage is comprehensive.”
★★★★★
David L
★★★★★
“Professional and urgent service. They handled my vehicle's security with the utmost care and provided a clear, transparent quote.”
Sarah J
★★★★★
“The feeling knowing my vehicle is protected is priceless. Americas Auto Protection is the most reliable service we have ever used.”
Elena R
★★★★★
“The most sophisticated and trustworthy protection service available. Americas Auto Protection is a true partner for any business.”
Maintenance Discount Benefits
Keeping your vehicle running smoothly between repairs is the best way to ensure maximum reliability and longevity on the road.
Oil Changes
Maximum of three (3) oil changes during the term of the Maintenance Program up to $40.00 for each service; however, if full synthetic oil or synthetic blends are used, or for diesel, larger V8 vehicles, You will receive up to $55.00 for each service
Brake Pads & Shoes
$100.00 or $130.00 on select vehicles as follows all trucks, SUV's, AWD's, diesels, and all models of Acura, Audi, BMW, Cadillac, Infiniti, Jaguar, Lexus, Lincoln, Mercedes, Saab, Volkswagen, and Volvo toward the replacement of brake pads/shoes
Wiper Blade Replacement
Up to $30.00 credit towards the replacement of wiper blades. (One- time use during the term of this Maintenance Program).
Battery
$100.00 credit towards the replacement of a failed battery. Limit one (1) battery during the term of this Maintenance Program. (Installation charge may apply).
Get A Quote
Save Thousands On Your Car Repairs
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Cancellation & Refund Policy
If you cancel your vehicle protection plan within 30 days of purchase, you will receive a full refund of your down payment. If you cancel after 30 days, you may be eligible for a pro-rated refund based on the portion of time and mileage on the plan that has not been used. All refunds are subject to the specific terms and conditions of your service contract, including any applicable fees or exclusions.
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Standard 30-Day Window: Customers who submit a cancellation request within the first thirty days of the agreement date are eligible for a full refund of their initial down payment, provided that no mechanical claims have been authorized or paid.
Post-30-Day Requests: For any cancellations initiated after the initial 30-day period, a pro-rated refund will be calculated. This amount is determined based on the remaining unused time and mileage on the protection plan at the point of the formal request.
Processing Requirements: All refund requests must be submitted through our official forms. Applications are generally reviewed and finalized within 7 to 10 standard business days.
Contact Details: To begin the process, please reach out to our administration department at (800) 922-0204 to request the necessary documentation.
Legal Disclaimer: State-specific regulations and administrative fees may apply. Please consult your full vehicle service contract for the complete legal terms and conditions governing your specific protection plan.